Terms of Service

These terms cover the Personal Finance Review service offered through this website.

The service

The service is a one-on-one personal finance review: a structured conversation about your financial situation, followed by a written review covering your financial snapshot, key findings, priorities, and a plan with 30-day, 90-day, and longer-term goals. It is an educational and organizational service, not investment, tax, legal, or accounting advice. See the Scope & Disclaimer.

Booking and session

Bookings are made through Calendly and are subject to Calendly's own terms. Sessions take place over a video call and typically run 60–90 minutes.

Fees and payment

The review is offered for a flat fee shown at booking. Payment terms are provided when you book. Refunds are handled on a case-by-case basis if a session cannot be completed.

Your information

You decide what financial information to share. You are never asked for passwords, credentials, or access to your accounts. Information shared during a review is treated as confidential and used only to provide the service. See the Privacy page.

No guarantees

The service provides analysis, organization, and planning support. Every financial situation is different, and no specific outcome is guaranteed. You remain responsible for decisions you make about your finances.

Intellectual property

Written materials provided as part of the review are for your personal use. They may not be resold or redistributed.

Changes

These terms may be updated as the service evolves. The version posted on this page is the current one.

Contact

Questions about these terms? Email us.